Terms of Service

1. Using CorpusCalculator

CorpusCalculator.com provides mathematical projection engines designed specifically for EPF compounding rules and inflation indexing. We grant you a limited, non-commercial, revocable license to execute financial scenarios for personal planning purposes.

2. Pro Pass Terms (No Auto-Billing)

We reject the typical "subscription trap" model.

• Duration: The Pro Pass is sold in a fixed 30-day duration.
• Strictly One-Time: Payments are processed as one-time fees. We do not store payment authorizations or perform automatic card renewals.
• Expiration Policy: Upon expiration of your Pro Pass duration, your profile will revert to the basic Free Workspace. Your saved scenarios will remain accessible locally on your device but server-syncing will be paused unless you manually purchase another pass.
• Refund Policy: The ₹99 Personal Retirement Plan is a digital product you get in full as soon as you pay, so purchases are final and not refundable. We refund the full amount if you were charged twice for the same purchase, or if you paid and Pro was never activated on your account and we can't fix it: email support@corpuscalculator.com with your Razorpay payment ID. Refunds go back to the original payment method through Razorpay, usually within 5–7 working days.

3. Accurate Projections Disclaimer

The outputs produced by our calculation engine (including capital milestones and portfolio depletion timelines) represent projections based on variables *inputted by you*. We do not guarantee asset growth, interest rates, EPF compounding returns, or future tax policy revisions enacted by the Government of India.

CorpusCalculator provides educational and planning tools only. The information, calculations, projections, and reports generated by the platform do not constitute financial, investment, tax, legal, or retirement advice. Users should consult qualified professionals before making financial decisions.

4. Acceptable Use

You may use CorpusCalculator for personal financial planning purposes. You may not copy, redistribute, resell, republish, or commercially exploit the platform, its calculations, content, reports, source code, or design without permission.

5. Modification of Services

We reserve the right to update calculation formulas to adjust for new Indian budget announcements (e.g., changes in capital gains taxation or EPF interest rate adjustments). We will notify active users of major structural formula updates.

6. Limitation of Liability

CorpusCalculator shall not be liable for any financial losses, investment decisions, tax liabilities, missed opportunities, or other damages resulting from the use of the platform. Users remain solely responsible for their financial decisions.

7. Contact Information

Questions regarding these Terms?

Contact: support@corpuscalculator.com