Disclaimer Policy

1. Non-Advisor / Independent Developer Status

CorpusCalculator.com is an independent mathematical workspace built by a software engineer for educational planning.

• We are not a SEBI Registered Investment Advisor (RIA), Portfolio Manager, or Mutual Fund Distributor.
• We do not provide stock recommendations, mutual fund advice, or asset allocations.
• We do not collect commissions, referral codes, or kickbacks from any brokerage or insurance provider.
• Our calculators do not evaluate your complete financial profile, risk tolerance, or goals. Outputs are generic mathematical illustrations, not a personalized suitability assessment, and do not constitute investment advice under SEBI regulations.

2. Mathematical Models & Market Volatility

Our calculators utilize mathematical compounding algorithms based on constant percentages selected by the user (e.g., a constant 12% equity growth rate, a constant 6% inflation rate, or a constant 8.15% EPF yield).

In reality, markets do not move in straight lines. Portfolios are subject to sequence-of-returns risk, market volatility, inflation fluctuations, and corporate default risks. The actual timeline of your portfolio depletion will differ based on the real-world sequence of returns.

3. Indian Tax Modeling Limitations

While our calculators model both the **Old Tax Regime** and the **New Tax Regime** (including basic exemption thresholds, deductions, and slab calculations), they represent a generalized estimation.

Capital gains taxes (LTCG and STCG) on equities, debt instruments, real estate, and physical gold are complex and subject to frequent updates in Union Budgets. Please consult a qualified Chartered Accountant (CA) or tax professional to model your exact tax liabilities.

4. Accuracy of Data & Third-Party Rates

Reference figures used in our calculators — including EPF interest rates, income tax slabs, and inflation assumptions — are updated periodically by our team and may not reflect the most recent government notification at the time you use the tool.

Before making any financial decision, please verify current rates directly from official sources such as the EPFO or the Income Tax Department.

5. No Warranty

This platform and its calculations are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, reliability, or fitness for a particular purpose. We do not warrant that the service will be uninterrupted or error-free.

6. Limitation of Liability

To the maximum extent permitted by law, CorpusCalculator.com and its creator shall not be held liable for any financial losses, capital shortfalls, tax penalties, or investment decisions made based on outputs, calculations, or reports downloaded from this site. See our Terms of Service for the full liability terms.

7. Contact Information

Questions regarding this Disclaimer?

Contact: support@corpuscalculator.com